The Cost of Not Having Health Care
The COVID-19 pandemic and the ensuing public health emergency (PHE) significantly altered the health care landscape in the United States. Among the measures taken to ensure the health and safety of Americans was the continuous enrollment of individuals in Medicaid, which provided a safety net for millions facing economic and health-related challenges. However, this automatic coverage was discontinued with the end of the PHE, leaving many vulnerable populations at risk.
The Immediate Impacts
The end of the PHE marked the end of continuous coverage for those reliant on Medicaid for their health care needs. During the COVID-19 pandemic, individuals on Medicaid did not have to worry about re-enrollment; their coverage was automatically extended to ensure uninterrupted access to health care services. This is no longer the case, and now, countless individuals (estimated in the millions) face losing or have already seen a lapse in their health care coverage. While some individuals now have coverage through their places of employment, it is important to note that in many cases, those who have lost coverage are still eligible and simply need to complete the process for re-enrollment. We are here to help! Contact us at 800-511-5010 for assistance with your benefits.
According to a study conducted by the National Library of Medicine, uninsured adults are less likely to seek medical attention when needed. Routine check-ups, preventive care, and early interventions are often the first to go, leading to potential future health issues that could have been managed or prevented with timely care. This can result in severe health complications, increased emergency room visits, and increased health care costs.
Financial Strain and Health Care Costs
Medical expenses in the United States are notoriously high, and without insurance, even a minor health issue can result in overwhelming medical bills. Families and individuals struggling financially due to the pandemic now face an added burden. The choice between paying for medical care or other essential needs, such as housing, food, and utilities, becomes a reality for many.
Individuals without health insurance delay seeking care until their condition becomes critical. Emergency room visits are significantly more expensive than regular doctor’s appointments or preventive care, and the costs associated with untreated chronic conditions can quickly spiral out of control. This financial strain extends beyond the individual, affecting the broader economy as unpaid medical bills contribute to rising health care costs for everyone.
Medicaid is a great resource for minimizing health care costs and helping to prevent future problems. If you need help navigating these resources, contact us at 800-511-5010 for more information.
The Broader Societal Impact
The repercussions of not having health care extend beyond the individual to affect society as a whole. Public health is a collective responsibility, and when a significant portion of the population lacks access to health care, the overall health of the community suffers. Preventable diseases can spread more easily, and the strain on emergency services and hospitals increases.
Moving Forward
As we navigate the post-PHE landscape, addressing the emerging gaps in health care coverage is crucial. Policymakers, health care providers, and communities must work together to find sustainable solutions that ensure everyone can access the care they need—for example, streamlining Medicaid re-enrollment processes and increasing accessibility to all, with robust outreach programs to educate and assist those at risk of losing coverage.
Additionally, expanding access to affordable health insurance options and strengthening safety net programs can help mitigate the impacts of the PHE’s end. Investing in preventive care and other health services will improve individual health outcomes and contribute to a healthier society.
Are you a Colorado Access member? Have you checked the status of your coverage? You can apply for and manage your benefits online here or call us at 800-511-5010 for assistance. The cost of not having health care is more than you might think. As we reflect on the lessons learned during the pandemic, we must prioritize health care access for all, ensuring a healthier, more equitable future for everyone.
Sources:
kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/