Izu ohi njirimara: ibelata ihe ize ndụ
N'afọ gara aga, a tara m ohi njirimara ego. Ejiri ozi nzuzo m debanye aha maka ekwentị na ọrụ ịntanetị na steeti dị iche, nke m nwetara leta nchịkọta sitere n'aka ndị na-eweta ọrụ. Nzuzo m, akara kredit, ego, na ahụ ike mmetụta mmụọ were nnukwu ihe. Ọ dịịrị onwe ya. Enwere m iwe na nkụda mmụọ maka ịhazigharị ọgbaghara a. Ọ bụghị dị ka fun dị ka na nwunye nke Enyi ebe Monica mere enyi nwanyị zuru kaadị kredit ya (Onye nwere Fake Monica, S1 E21).
Federal Trade Commission na-akọ na-enweta akụkọ aghụghọ nde 2.2 sitere n'aka ndị ahịa na 2020! N'ime nke ahụ, akụkọ 1.4 nde bụ n'ihi izu ohi njirimara, ihe dị ka okpukpu abụọ karịa nke 2019.*
Enweghị m ike ịsị na enwere m ekele maka ihe merenụ, mana m mụtara ọtụtụ ihe n’ahụmahụ a. Nke a bụ ndụmọdụ ụfọdụ maka otu ị ga-esi chebe onwe gị na ndị ị hụrụ n'anya na izu ohi njirimara:
Mara na:
- Gụkwuo maka ụdị izu ohi njirimara dị iche iche (com/nzuzo-nchekwa-egwu wayo/chebe-onwe gị/ụdị-mmapụta-ezu ohi.).
- Chọpụta ma onye were gị n'ọrụ na-enye ọrụ nchekwa njirimara zuru oke ma ọ bụ ego efu. Ọkachamara na ụlọ ọrụ na-akọ akụkọ kredit ndị ọzọ na-enye ọrụ akwụ ụgwọ, dị ka ụlọ ọrụ ndị ọzọ na-eme (com/360-nyocha/nzuzo/nchedo-ezu ohi).
- Na-enyocha akụkọ kredit gị mgbe niile - ndị ahịa nwere ike ịrịọ mkpesa kredit efu otu ugboro n'afọ (com/index.action).
Chebe ozi gị:
- Gbaa mbọ hụ na okwuntughe akaụntụ gị siri ike ma na-emelite ya mgbe niile. Ọ bụrụ na ị dị ka m ma na-agbasi mbọ ike icheta okwuntughe gị, lelee ọrụ njikwa paswọọdụ ama ama.
- Mgbe ị na-eji kọmputa ọha (ya bụ n'ọbá akwụkwọ, ọdụ ụgbọ elu, wdg), echekwala okwuntughe gị na ozi nzuzo ndị ọzọ.
- Lezienụ anya maka mbọ phishing (com/blogs/ajụọ-experian/otu-esi-ezere-phishing-scams/).
- enyela ozi gbasara gị n'ekwentị.
Na-akpa ike:
- Na-anakọta ozi gị kwa ụbọchị.
- Kpochapụ akwụkwọ nwere ozi nkeonwe.
- Chọgharịa nhọrọ nke ifriizi kredit gị yana ịdebanye aha maka ọkwa aghụghọ (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)
Enwere m olileanya na o nweghị onye n'ime unu ga-enweta izu ohi njirimara. Mana ọ bụrụ na ịmee, ebe a bụ usoro ị nwere ike ime (identitytheft.gov/ – /Steps). Nọgide na-echekwa na ahụike!
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* Ihe enyemaka FTC: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers