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Phunzirani zambiri apa

Masewera Osewera Ali Pa

By Travis R

Zachinyengo ndizowona, ndipo ngakhale mutaganiza kuti mwazindikira, mutha kukhala wovutitsidwa nokha, kapena zoyipa kwambiri, zingakhudze wina m'moyo wanu. Za ine, "wina" ameneyo anali amayi anga omwe posachedwa adakhala nane. Atangofika kumene, adakumana ndi zoopsa zomwe sizachilendo. Ndikulemba kuti ndigawe zomwe zidachitika ndikuyembekeza kuti mudzazipeza zothandiza kwa inu kapena kwa munthu amene mumamukonda.

Choyamba, amayi anga ndiophunzira kwambiri ndipo anali ndi ntchito yabwino komanso yovuta pantchito zothandiza anthu. Ndiwosinkhasinkha komanso wosamala, womveka, wodalirika, komanso wadzaza nkhani zazikulu. Ndicho mbiri, apa pali chidule cha momwe adayamwira kusewera masewera achinyengo.

Adalandira zidziwitso za imelo kuchokera ku Microsoft zandalama zomwe adalipira atagula kompyuta yatsopano koyambirira kwa mwezi womwewo. Adayimba nambala mu imelo kuti afotokozere bwino zomwe zachitika ndipo adauzidwa kuti abwezeredwa $ 300 (FIRST BIG MISTAKE). Anauzidwanso kuti Microsoft imabwezera ndalama pa intaneti, ndipo kuti atero, adzafunika kugwiritsa ntchito kompyuta yake. Tsoka ilo, adawalola kuti alowe (SECOND BIG MISTAKE). Adafunsidwa kuti alembere ndalama zobwezera za $ 300 ndipo atatero, zidakhala ngati $ 3,000 m'malo mwake. Adaganiza kuti adapanga typo, koma adayimbidwa ndi woyimbayo kuti awonekere kuti walakwitsa. Munthu yemwe amalankhula naye adatuluka, akunena kuti athamangitsidwa, Microsoft ikhoza kumangidwa, ndikuti thambo likugwa. Chinsinsi chake ndikuti adapanga changu. Kuti "abwezere" Microsoft, ayenera kugula makhadi amphatso asanu pamtengo wa $ 500 iliyonse. Popeza anali wofunitsitsa kukonza cholakwika chake ndikuchikonza, adavomera (THIRD BIG MISTAKE). Nthawi yonseyi, amakhala naye pafoni, koma amafunsa kuti asauze aliyense zomwe zikuchitika. Ananenanso kuti amatha kumulankhula akakhala panja, osati ali m'sitolo. Atapereka chidziwitso cha khadi la mphatso kwa iwo kudzera pa kamera pamakompyuta ake, adauzidwa atatu mwa iwo sagwira ntchito (sizowona). Ayenera kupeza zitatu zowonjezera $ 500 iliyonse. Ndikumva kuwawa zakulakwitsa kwake, adatuluka panja (KULAKWITSA KWAMBIRI KWAMBIRI). Mutha kulingalira zomwe zidachitika, atatuwa sanagwire ntchito, ndipo adzafunika kugula enanso atatu. Koma "Mr. Miller ”anali ndi malingaliro atsopano pamanja. Popeza anali ndi ngongole yawo $ 1,500, amasamutsira $ 18,500 ku akaunti yake yowunika ndipo amasintha ndalama zokwana madola 20,000 kupita kuofesi yawo. Mwamwayi, nditakhala nthawi yayitali pafoni, amayi anga adapempha kuti apume kaye, ndikugwira m'munsi m'mawa. Adavomera ndipo adadula.

Amayi anga atawulula zambiri zomwe zimandichitikira ine ndi anyamata anga awiri, tinazindikira kuti china chake sichili bwino. Zachidziwikire, tidasanthula maakaunti ake aku banki ndikupeza kuti ndalama zomwe zimasamutsidwa kuchokera ku "Microsoft" zinali ndalama kuchokera ku akaunti yake yosungira kulowa muakaunti yake yoyendera. Zovuta zathu zoyipa zidakwaniritsidwa, ZINALI CHITSANZO !!!!!!!!! Zonsezi zidachitika ndikudikirira, mnyumba mwanga, ndipo sindinazindikire kuuma kwa zomwe zimachitika tsiku lonse. Zinandipweteka kwambiri chifukwa chosateteza amayi anga.

Kwamasiku angapo otsatira ndikusagona, amayi anga adatseka maakaunti ake onse, kuphatikiza maakaunti onse aku banki, ma kirediti kadi, maakaunti opuma pantchito, College Invest, chilichonse chomwe tingaganize. Adalumikizana ndi Social Security ndi Medicare; anakanena za chinyengo ku polisi yapafupi; ikani akaunti yake ndi makampani atatu omwe amafotokoza za ngongole (TransUnion, Equifaxndipo Experian); anatenga laputopu yake yatsopano kuti ikatsukidwe (ma virus anayi adachotsedwa); adalumikizana ndi kampani yake yam'manja ndikuwadziwitsa; ndipo ndasaina nawo Norton LifeLock.

Monga aliyense amene wavulazidwa ndi umbava, chinyengo kapena chinyengo, amayi anga adachita mantha, osatetezeka, ndipo adachita misala. Kodi izi zikadatheka bwanji kwa munthu amene amadziwa zizindikiro zoti azisamala? Ndikudziwa kuti athetsa zowawa ndi mkwiyo, ndipo atatuluka $ 4,000, zikadakhala zoyipa kwambiri. Ndinafuna kugawana nkhaniyi ndikuyembekeza kuti ithandizanso wina.

Izi ndi zina mwa zizindikiro ndi machenjezo kotero kuti inu kapena okondedwa anu mutha "kupambana" pamasewera oyipa awa:

  • Njira zambiri zabodza zimachokera kumakampani odalirika, monga Microsoft kapena Amazon.
  • Osayimba manambala omwe aperekedwa mu imelo / voicemail, koma m'malo mwake pitani kumawebusayiti ovomerezeka kuti mupeze zidziwitso.
  • Osadina maulalo amaimelo pokhapokha mutamudziwa bwino munthuyo ndipo mutha kutsimikizira kuti adatumiza imelo.
  • Musagule makhadi amphatso.
  • Ngati mwabedwa, chitani zomwe mungathe kuti muchiritse, kenako auzeni anthu za izi, ngakhale zitakuwonani ngati opusa.

Pomaliza, zithetseni! Pali anthu abwino ambiri padziko lino lapansi! Musalole "Scambags" kuwongolera moyo wanu ndikupambana pamasewera awo.

Nazi zinthu zina zomwe mungachite ngati mwachitiridwa zachinyengo:

  • Lumikizanani ndi mabanki anu ndi makampani ama kirediti kadi.
  • Lumikizanani ndi ofesi ya ngongole.
  • Tumizani madandaulo anu ku Federal Trade Commission.
  • Lembani lipoti la apolisi.
  • Onetsetsani ngongole yanu.
  • Pezani chilimbikitso kuchokera kwa abale kapena akatswiri.

    Zowonjezerapo:

https://www.consumer.ftc.gov/articles/what-do-if-you-were-scammed

https://www.experian.com/blogs/ask-experian/what-to-do-if-you-have-been-scammed-online/

https://www.consumerreports.org/scams-fraud/scam-or-fraud-victim-what-to-do/