Kuba Zidziwitso: Kuchepetsa Chiwopsezo

Chaka chatha, ndinali wozunzidwa chifukwa chakuba ndalama. Zambiri zanga zachinsinsi zidagwiritsidwa ntchito polembetsa mafoni ndi intaneti m'malo ena, zomwe ndidalandira makalata otolera kuchokera kwa opereka chithandizo. Zinsinsi zanga, kuchuluka kwangongole, zachuma, komanso thanzi langa lamalingaliro zidandikhudza kwambiri. Zinamveka zaumwini. Ndinali wokwiya komanso wokhumudwa poganiza zothetsa vutoli. Sizinali zosangalatsa monga gawo la Friends komwe Monica amacheza ndi mayi yemwe adaba kirediti kadi (The One with the Fake Monica, S1 E21).

Federal Trade Commission ikuti idalandira malipoti achinyengo okwana 2.2 miliyoni kuchokera kwa ogula mu 2020! Ndipo mwa izo, malipoti 1.4 miliyoni adakhala chifukwa chakuba zidziwitso, pafupifupi kuwirikiza kawiri kuposa mu 2019.

Sindinganene kuti ndikuyamikira zomwe zinachitika, koma ndithudi ndinaphunzira zambiri kuchokera muzochitikazi. Nawa maupangiri amomwe mungadzitetezere nokha ndi okondedwa anu kuti musabedwe:

Dziwani:

• Werengani za mitundu yosiyanasiyana ya kuba zidziwitso (com/privacy-security-fraud/dzitetezeni/mitundu-ya-zidziwitso-zakuba).
• Dziwani ngati abwana anu amapereka chitetezo chokwanira kapena chotsika mtengo. Experian ndi mabungwe ena opereka malipoti angongole amapereka ntchito zolipiridwa, monganso makampani ena (com/360-reviews/privacy/identity-theft-protection).
• Yang'anani pafupipafupi malipoti anu angongole - ogula atha kupempha malipoti angongole aulere kamodzi pachaka (com/index.action).

Tetezani zambiri zanu:

• Onetsetsani kuti mawu achinsinsi a akaunti yanu ndi amphamvu mokwanira komanso amasinthidwa pafupipafupi. Ngati muli ngati ine ndipo mukuvutika kukumbukira mawu anu achinsinsi, yang'anani ntchito yodziwika bwino yoyang'anira mawu achinsinsi.
• Mukamagwiritsa ntchito makompyuta a anthu onse (mwachitsanzo, laibulale, bwalo la ndege, ndi zina zotero), musasunge mawu achinsinsi anu ndi zidziwitso zina zachinsinsi.
• Samalani ndi zoyeserera zachinyengo (com/blogs/ask-experian/momwe-ungapewere-chinyengo-zachinyengo/).
• Osapereka zambiri zanu pa foni.

Khalani okhazikika:

• Sungani makalata anu tsiku lililonse.
• Dulani zikalata zomwe zili ndi zambiri zanu.
• Onani mwayi woyimitsa ngongole yanu ndikulembetsa zidziwitso zachinyengo (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)

Ndikukhulupirira ndi mtima wonse kuti palibe aliyense wa inu amene adzaba. Koma ngati mutero, nazi njira zomwe mungatenge (identitytheft.gov/ - /Steps). Khalani otetezeka komanso athanzi!

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*Chithandizo cha FTC: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers