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Kuchengeta Mhuri Yangu

By Lauren R

Pandinonyora izvi, ndakagara padivi pemurume wangu, ari kushanda nemabayo. Akatanga kunzwa zvakashata rinenge vhiki rapfuura. Kushanya kumwe kunochengetwa nekukasira uye rwendo rwekuenda kukamuri yekukurumidzira kwakaratidza kuti ane chirwere chakashata chepneumonia. Ungori mwedzi wechipiri wegore, uye isu takatorova yedu yekubvisa inishuwarenzi. Kana isu tikawedzera pakuvhiya kuri kuuya mwanakomana wangu anofanirwa kuita mwedzi unouya, tinenge tichipfuura zvedu kunze-kwe-homwe huwandu hwegore. Mhuri yangu ine dzimwe nyaya dzakaoma dzekurapa dzinoita kuti tigare tichisangana nemiganhu iyi. Kune vamwe, vangasatombosvika pakubviswa kwavo. Nekudaro, zvakakosha kuti uzive zvese zvehurongwa hweinishuwarenzi yemhuri yako. Zvakakoshawo kuti unzwisise mamwe mazwi einishuwarenzi ehutano ekutanga, aunogona kudzidza zvakawanda nezvawo healthcare.gov/sbc-glossary/.

Nekuda kwezvimwe zvipingamupinyi zvambotaurwa, isu tinogara tichionekwa nenyanzvi dzakasiyana. Tichiri necopay, deductible, kana imwewo imwe mari yatinayo yatinotarisira, mari yatakachengeta nekuva neinishuwarenzi yehutano inenge isingaite. Chandisingakwanise kuyera huwandu hwekushushikana, kunetseka, uye tsvagiridzo yepamhepo yandingadai ndaifanira kuita dai ndisina inishuwarenzi yemhuri yangu. Isu tinoziva kuti kana paine dambudziko rehutano mumhuri yangu (iyo yanga yakawanda), hatifanire kuzeza kuwana rubatsiro rwekukurumidza. Kunyangwe kazhinji zvichiri kutibhadharira chimwe chinhu, kunyanya kana tisina kusvika kunze-kwe-homwe huwandu hwegore, zvinotidhurira zvishoma neinishuwarenzi pane pasina.

Haisi nguva dzose munguva dzekutambudzika kwandinomira uye kutora nguva yekutenda inishuwarenzi. Nehuwandu hwemishonga inotorwa nemhuri yangu, taigona kuvhura chitoro chidiki chemishonga. Kazhinji, mishonga iyi inogona kuita mazana emadhora kana kupfuura pasina inishuwarenzi. Inhalers, antibiotics, steroids, zvese izvi zvinhu zvinopa vana vangu hupenyu huri nani, hwakanyanya kugadzikana, dzimwe nguva zvinogona kudhura zvakanyanya zvekuti vanhu vazhinji vasina inishuwarenzi vanotofanira kufanozadza. Nekuda kwekuti tine inishuwarenzi, tinokwanisa kuwana mishonga yakakodzera yevanakomana vangu pavanenge vachiida.

Inishuwarenzi inogona kuva chinhu chinonyengera kuti unzwisise, ine zvakawanda zvakasiyana-siyana tsananguro uye yakaipisisa-nyaya/yakanakisa-kesi mamiriro. Asi ndinokurudzira munhu wese kuti aite hunyanzvi hwavo kana vachitarisa izvo zvirongwa zvavo zveinishuwarenzi zvinovhara. Kana iwe uri nhengo yeColorado Access uye uine mibvunzo nezvekuvhara kwako, isu tine timu inoshamisa iyo inogona kukubatsira kufamba iwe mumibvunzo yako yese. Kana iwe uchida rubatsiro kutsvaga mupi anogamuchira Health First Colorado (Colorado's Medicaid chirongwa) kana Child Health Plan. Plus (CHP +), tinogona kubatsira nazvo zvakare! Unogona kutifonera pa800-511-5010. Tiri pano kuti tikubatsire kunzwisisa mabhenefiti ako uye nekupa hutano hwehutano nemutengo watinokwanisa tese.