Identity Kuba: Kuderedza Njodzi

Gore rakapera, ndakabirwa mari. Ruzivo rwangu rwepachivande rwakashandiswa kusaina runhare neinternet masevhisi mune imwe nyika, iyo yandakagamuchira tsamba dzekuunganidza kubva kune vanopa masevhisi. Kuvanzika kwangu, kiredhiti mamakisi, mari, uye hutano hwepfungwa zvakatora hombe. Zvainzwa ndega. Ndakanzwa hasha nekugumbuka kuti ndaifanira kugadzirisa nyaya iyi. Zvaisanakidza sechikamu ichocho Friends uko Monica anoshamwaridzana nemukadzi akaba kadhi rake rechikwereti (Iye ane Fake Monica, S1 E21).

Iyo Federal Trade Commission inoshuma kugamuchira 2.2 miriyoni yekubiridzira mishumo kubva kune vatengi muna 2020! Uye kubva ipapo, mishumo miriyoni 1.4 yakakonzerwa nekubiwa kwezvitupa, zvakapetwa kaviri kupfuura muna 2019.

Handigoni kutaura kuti ndinotenda nezvakaitika, asi chokwadi ndakadzidza zvakawanda kubva pane zvakaitika izvi. Heano mamwe matipi ekuti ungazvichengetedza sei iwe nevadikanwi vako kubva mukubirwa zvitupa:

Iva neruzivo:

• Verenga nezvemhando dzakasiyana dzekubirwa zvitupa (com/privacy-security-fraud/zvidzivirire/mhando-dze-identity-kuba).
• Tsvaga kana waunoshandira achipa zvizere kana zvakaderedzwa zvitupa zvekudzivirira masevhisi. Experian uye mamwe masangano ekubika kiredhiti anopa masevhisi akabhadharwa, sezvinoita mamwe makambani (com/360-reviews/privacy/identity-theft-protection).
• Gara uchiongorora mishumo yako yechikwereti - vatengi vanogona kukumbira mahara marepoti echikwereti kamwe pagore (com/index.action).

Chengetedza ruzivo rwako:

• Ita shuwa kuti mapassword eakaundi yako akasimba zvakakwana uye anogara achigadziridzwa. Kana iwe wakafanana neni uye uchinetseka kuyeuka mapassword ako, tarisa mune ine mukurumbira password maneja sevhisi.
• Paunenge uchishandisa makomputa eruzhinji (kureva paraibhurari, airport, zvichingodaro), usasevha mapassword ako nerumwe ruzivo rwakavanzika.
• Chenjerera kuedza kwe phishing (com/blogs/ask-experian/maitirwo-ekunzvenga-phishing-scams/).
• Usape ruzivo rwako parunhare.

Iva nehanya:

• Unganidza tsamba yako zuva nezuva.
• Shred magwaro ane ruzivo rwemunhu.
• Ongorora sarudzo yekuomesa kiredhiti yako uye kusaina chenjedzo dzehutsotsi (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)

Ndinovimba nemoyo wese kuti hapana pakati penyu achambobirwa chitupa. Asi kana ukadaro, heano matanho aungatora (identitytheft.gov/ - /Steps) Gara wakachengeteka uye uine hutano!

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*FTC zviwanikwa: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers