Tub Sab Nraud: Txo qhov pheej hmoo

Xyoo tas los, kuv tau raug tsim txom los ntawm tub sab nyiag nyiaj txiag. Kuv cov ntaub ntawv ntiag tug raug siv los sau npe rau kev pabcuam hauv xov tooj thiab internet hauv lwm lub xeev, uas kuv tau txais cov ntawv sau los ntawm cov chaw muab kev pabcuam. Kuv tus kheej, tus qhab nia credit, nyiaj txiag, thiab kev noj qab haus huv ntawm lub siab tau ua rau muaj kev cuam tshuam loj. Nws xav tias tus kheej. Kuv npau taws thiab ntxhov siab vim muaj teeb meem los ntawm qhov kev ntxhov siab no. Nws tsis lom zem li qhov ntu ntawm Cov phooj ywg qhov twg Monica ua phooj ywg nrog tus poj niam uas nyiag nws daim credit card (The One with the Fake Monica, S1 E21).

Tsoom Fwv Teb Chaws Trade Commission tau tshaj tawm tau txais 2.2 lab cov ntaub ntawv kev dag ntxias los ntawm cov neeg siv khoom hauv 2020! Thiab tawm ntawm qhov ntawd, 1.4 lab daim ntawv tshaj tawm yog vim yog tub sab nyiag, kwv yees li ob zaug ntau npaum li xyoo 2019.*

Kuv tsis tuaj yeem hais tias kuv ua tsaug rau qhov tshwm sim, tab sis kuv paub tseeb tias kuv tau kawm ntau yam los ntawm qhov kev paub no. Nov yog qee cov lus qhia yuav ua li cas tiv thaiv koj tus kheej thiab koj cov neeg koj hlub los ntawm tub sab nyiag neeg:

Ua hauv paub:

• Nyeem txog ntau hom kev tub sab nyiag neeg (com/privacy-security-fraud/protect-yourself/types-of-identity-theft).
• Tshawb nrhiav seb koj qhov chaw ua haujlwm puas muaj kev pabcuam tiv thaiv tus kheej tag nrho lossis luv nqi. Experian thiab lwm lub koom haum qhia txog credit muaj cov kev pabcuam them nyiaj, xws li lwm lub tuam txhab (com/360-reviews/privacy/identity-theft-protection).
• Saib xyuas koj cov ntaub ntawv qiv nyiaj tsis tu ncua - cov neeg siv khoom tuaj yeem thov daim ntawv tshabxo qiv nyiaj dawb ib xyoos ib zaug (com/index.action).

Tiv thaiv koj cov ntaub ntawv:

• Xyuas kom koj tus account passwords muaj zog txaus thiab hloov kho tsis tu ncua. Yog tias koj zoo li kuv thiab tawm tsam kom nco qab koj cov passwords, saib rau hauv qhov kev pabcuam tus thawj tswj hwm tus password.
• Thaum siv cov khoos phis tawj pej xeem (xws li ntawm lub tsev qiv ntawv, tshav dav hlau, thiab lwm yam), tsis txhob khaws koj cov passwords thiab lwm yam ntaub ntawv ntiag tug.
• Ceev faj rau phishing sim (com/blogs/ask-experian/how-to-avoid-phishing-scams/).
• Tsis txhob muab koj cov ntaub ntawv ntiag tug hauv xov tooj.

Ua proactive:

• Sau koj cov ntawv txhua hnub.
• Shred cov ntaub ntawv uas muaj cov ntaub ntawv tus kheej.
• Tshawb nrhiav kev xaiv kom khov koj cov credit thiab kos npe rau kev ceeb toom kev dag (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)

Kuv lub siab tag nrho cia siab tias tsis muaj leej twg ntawm koj yuav tsis tau ntsib tub sab nyiag. Tab sis yog tias koj ua, ntawm no yog cov kauj ruam koj tuaj yeem ua (Identitytheft.gov/ – /Steps). Nyob nyab xeeb thiab noj qab nyob zoo!

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* FTC cov ntaub ntawv: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers