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Funda kabanzi apha

Umdlalo wobuqhetseba uvuliwe

By Travis R

Ubuqhetseba buyinyani, kwaye nokuba ucinga ukuba uzifumanisile, ungaba lixhoba ngokwakho, okanye okubi kakhulu, inokuchaphazela umntu ebomini bakho. Kum, lo "mntu" yayingumama wam osandula kuhlala nam. Kungekudala emva kokufika kwakhe, waba ngumlutha wamava awoyikisayo angaqhelekanga kwaphela. Ndibhala ukuze ndibelane ngento eyenzekileyo ngethemba lokuba uyakuyifumana ifundisa kwaye iluncedo kuwe okanye kumntu omkhathaleleyo.

Okokuqala, umama wam ngumntu ofunde kakhulu kwaye unandipha umsebenzi onentsingiselo kunye nocelomngeni kwinkonzo yoluntu. Uyacinga kwaye uyakhathala, unengqiqo, uyathemba, kwaye uzele ngamabali amahle. Ngale nto njengemvelaphi, nantsi isishwankathelo sendlela awancanca ngayo ekudlaleni umdlalo wobuqhetseba.

Ufumene isaziso nge-imeyile esivela kuMicrosoft malunga nentlawulo ayenzileyo xa wayethenga ikhompyuter entsha kwangoko kwinyanga leyo. Wafowunela inombolo ekwi-imeyile ukucacisa imeko kwaye waxelelwa ukuba uza kubuyiselwa imali eyi- $ 300 (FIRST BIG MISTAKE). Uye waxelelwa ukuba iMicrosoft iyabuyisa kwi-Intanethi, kwaye ukuze benze njalo, baya kufuna ukufikelela kwikhompyuter yakhe. Ngelishwa, wabavumela ukuba bangene (ISIBINI IMPAHLA ENKULU). Waye wacelwa ukuba achwetheze imali ebuyiswayo eyi- $ 300 kwaye xa eyenzayo, yenyuka njenge- $ 3,000 endaweni yoko. Wayecinga ukuba wenze itypo, kodwa wasetyenziswa ngulowo wafowunayo ukuba abonakale ukuba wenze impazamo. Umntu awayethetha naye wakhutshwa, esithi uyakugxothwa, uMicrosoft angamangalelwa, kwaye isibhakabhaka siyawa. Isitshixo kukuba wenza imeko yongxamiseko. Ukuze "abuyisele" iMicrosoft, kuya kufuneka athenge amakhadi ezipho amahlanu ngesixa se- $ 500 inye. Kuba wayenomdla wokulungisa impazamo yakhe ayenze ilunge, wavuma (ISITHATHU BIG MIGAWU). Ngalo lonke elixesha wayehleli naye emnxebeni, kodwa emcela ukuba angaxeleli mntu ngalento yenzekayo. Ude wathi angathetha naye kuphela xa engaphandle, hayi xa esevenkileni. Emva kokungenisa ulwazi lwekhadi lesipho kubo ngekhamera ekhompyutheni yakhe, waxelelwa ukuba abathathu kubo bebengasebenzi (ayinyani). Kuya kufuneka afumane ezintathu ngaphezulu kwe- $ 500 inye. Ndisaziva ndinesingqala ngempazamo yakhe, waphuma waya emnyango (IMPazamo EMIYA-1,500). Unokuqikelela ukuba kwenzeke ntoni, abo bathathu khange basebenze, kwaye kuya kufuneka athenge ezinye ezintathu. Kodwa “Mnu. UMiller ”ebenecebo elitsha kunyuka umkhono wakhe. Kuba ebenetyala kubo i-18,500 yeedola, baya kugqithisa i-20,000 yeedola kwiakhawunti yakhe yokutshekisha kwaye uya kugqithisela ngocingo iidola ezingama-XNUMX XNUMX eofisini yabo. Ngombulelo, emva kokuchitha ixesha elininzi emnxebeni, umama wacela ukuthatha ikhefu, kwaye achukumise isiseko kusasa. Wavuma ke wabeka umnxeba.

Xa umama etyhila okungaphaya kokuqhubeka kum nakumakhwenkwe am amabini, sazi ukuba kukho into engalunganga. Ngokuqinisekileyo, siye sajonga iiakhawunti zakhe zebhanki kwaye safumanisa ukuba imali igqithisiwe isuka kwi "Microsoft" yimali esuka kwiakhawunti yakhe yokonga iye kwiakhawunti yakhe yokutshekisha. Olona loyiko lwethu lukhulu lwenzekile, KWAKUKHOQEKA !!!!!!!!! Yonke le nto yenzeke phantsi kokubukela kwam, endlwini yam, kwaye andikhange ndibubone ubukhali bento eyayiqhubeka imini yonke. Ndaziva ndibuhlungu ngokungamkhuseli umama.

Kwiintsuku ezininzi ezizayo kunye nokungalali ebusuku, umama wavala zonke iiakhawunti zakhe, kubandakanya zonke iiakhawunti zebhanki, amakhadi etyala, iiakhawunti zomhlala phantsi, iKholeji Invest, nantoni na esinokucinga ngayo. Wanxibelelana noKhuseleko lweNtlalo kunye neMedicare; uxele ubuqhetseba kumapolisa endawo; vala iakhawunti yakhe kunye neenkampani ezintathu zokunika ingxelo ngetyala (TransUnion, Equifax, yaye Experian); uthathe ilaptop yakhe entsha ukuba ikhutshwe (iintsholongwane ezine zisuswe); waqhagamshelana nenkampani yakhe yeselfowuni wabazisa; kwaye ubhalise kunye I-Norton LifeLock.

Njengawo nawuphi na umntu owenzakaliswa kukuphanga, ubuqhetseba okanye ubuqhetseba, umama waziva esoyika, ekhuselekile, kwaye wayenomsindo njengothusayo. Inokwenzeka njani le nto kumntu owaziyo imiqondiso ekufuneka eyiqaphele? Ndiyazi ukuba uza kuyiphelisa intlungu kunye nomsindo, kwaye ngelixa wayephume kwi-4,000 yeedola, kunokuba kubi kakhulu. Ndifuna ukwabelana ngeli bali ngethemba lokuba liya kunceda omnye umntu.

Oku kulandelayo yimiqondiso kunye nezilumkiso ukuze wena okanye obathandayo "banokuphumelela" kulo mdlalo mbi:

  • Uninzi lweendlela zokukhwabanisa zivela kwiinkampani ezithembekileyo, ezinokuthenjwa njengeMicrosoft okanye iAmazon.
  • Sukufowunela iinombolo ezinikezelwe kwi-imeyile / kwi-voicemail, kodwa endaweni yoko yiya kwiiwebhusayithi ezisemthethweni ukufumana iinkcukacha zonxibelelwano.
  • Sukucofa kwikhonkco kwii-imeyile ngaphandle kokuba uyamazi lo mntu kwaye unokuqinisekisa ukuba bayithumele i-imeyile.
  • Sukuthenga amakhadi ezipho.
  • Ukuba ubuqhathiwe, yenza konke okusemandleni ukuze uphinde ubuye, uxelele abantu ngayo, nokuba ikwenza ubonakale usisiyatha.

Okokugqibela, yigqibe! Kusekho abantu abaninzi abalungileyo kweli hlabathi! Sukuvumela ii "Scambags" zilawule ubomi bakho kwaye ziphumelele kumdlalo wazo.

Nazi ezinye zezinto onokuzenza ukuba uye wakhwabaniswa:

  • Nxibelelana neebhanki zakho kunye neenkampani zamakhadi etyala.
  • Nxibelelana namaziko agcina inkcazelo ngeentengo zemboleko.
  • Ngenisa isikhalazo kwiKhomishini yoRhwebo kaRhulumente.
  • Fayila ingxelo yamapolisa.
  • Jonga iliso lakho letyala.
  • Fumana inkxaso yeemvakalelo kusapho okanye kwingcali.

    Iinkonzo ezongezelelweyo:

https://www.consumer.ftc.gov/articles/what-do-if-you-were-scammed

https://www.experian.com/blogs/ask-experian/what-to-do-if-you-have-been-scammed-online/

https://www.consumerreports.org/scams-fraud/scam-or-fraud-victim-what-to-do/