Ubusela besazisi: Ukunciphisa uMngcipheko

Kunyaka ophelileyo, bendilixhoba lobusela bemali. Ulwazi lwam lwabucala lusetyenziselwe ukubhalisela iinkonzo zefowuni kunye ne-intanethi kwimeko eyahlukileyo, apho ndifumene iileta zokuqokelela ezivela kubaboneleli benkonzo. Ubumfihlo bam, amanqaku etyala, imali, kunye nempilo yeemvakalelo iye yabetha kakhulu. Yayivakala ingumntu. Bendinomsindo ndixakwe kukuba mandilungise le mess. Bekungemnandi njengesa siqendu se abahlobo apho uMonica eba ngumhlobo wenenekazi elibile ikhadi lakhe letyala (Lowo uneFake Monica, S1 E21).

I-Federal Trade Commission ibika ukuba ifumana i-2.2 yezigidi zeengxelo zobuqhetseba kubathengi kwi-2020! Kwaye kuloo nto, iingxelo ezizigidi ezisisi-1.4 bezibangelwa kukubiwa kwezazisi, malunga nokuphindwe kabini kunangowama-2019.

Andinakutsho ukuba ndiyayibulela le nto yenzekileyo, kodwa ndifunde lukhulu kula mava. Nazi ezinye iingcebiso malunga nendlela yokuzikhusela wena kunye nabo ubathandayo kubusela bezazisi:

Yiba nolwazi:

• Funda malunga neentlobo ezahlukeneyo zobusela besazisi (com/ukhuseleko-ubuqhophololo/zikhusele/iintlobo-zobusela-ubusela).
• Fumanisa ukuba umqeshi wakho unikezela ngeenkonzo ezipheleleyo okanye ezithotyiweyo zokhuseleko lwesazisi. Abanolwazi kunye nezinye ii-arhente zokunika ingxelo ngetyala zibonelela ngeenkonzo ezihlawulwayo, njengezinye iinkampani (com/360-reviews/privacy/identity-theft-protection).
• Hlala uphonononga iingxelo zakho zekhredithi - abathengi banokucela iingxelo zekhredithi zasimahla kanye ngonyaka (com/index.action).

Khusela ulwazi lwakho:

• Qinisekisa ukuba iiphasiwedi zeakhawunti yakho zomelele ngokwaneleyo kwaye zihlaziywa rhoqo. Ukuba ufana nam kwaye uyasokola ukukhumbula iipassword zakho, jonga inkonzo yomphathi wephasiwedi ethembekileyo.
• Xa usebenzisa iikhompyutha zikawonke-wonke (okt kwithala leencwadi, kwisikhululo seenqwelomoya, njl.njl.), musa ukugcina amagama ayimfihlo akho kunye nolunye ulwazi lwabucala.
• Zilumkele iinzame zokurhwaphiliza (com/blogs/ask-experian/indlela-yokunqanda-ubuqhetseba-bobuqhetseba/).
• Musa ukunika iinkcukacha zakho ngefowuni.

Qwalasela:

• Qokelela imeyile yakho yonke imihla.
• Amaxwebhu ahlulwe aqulethe ulwazi lomntu.
• Jonga ukhetho lokukhenkceza ngetyala lakho kwaye ubhalisele izilumkiso zobuqhetseba (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)

Ndiyathemba ngentliziyo yam yonke ukuba akukho namnye kuni uya kuze afumane ubusela besazisi. Kodwa ukuba uyayenza, nanga amanyathelo onokuthi uwathathe (identitytheft.gov/ -/Steps). Hlala ukhuselekile kwaye usempilweni!

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*Isixhobo seFTC: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers