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Funda kabanzi lapha

Ukunakekela Umndeni Wami

By ULauren R

Njengoba ngibhala lokhu, ngihlezi eduze komyeni wami, obhekene ne-pneumonia. Waqala ukuphatheka kabi esikhathini esingangesonto eledlule. Ukuvakasha okukodwa ekunakekelweni okuphuthumayo kanye nohambo lokuya egumbini lezimo eziphuthumayo lwembula ukuthi unesifo esibi senyumoniya. Yinyanga yesibili kuphela onyakeni, futhi sesivele sesiyitholile imali edonswa umshwalense wethu. Uma sengeza ngokuhlinzwa okuzayo indodana yami okufanele ibe nayo ngenyanga ezayo, sizobe sesingaphezu komkhawulo wethu ophelele ophuma ephaketheni unyaka. Umndeni wami unezinkinga zezempilo ezinzima ezisenza sihlangabezane nale mikhawulo njalo. Kwabanye, bangase bangalokothi bafinyelele imali yabo yokudonswa imali. Nokho, kubalulekile ukwazi yonke imininingwane yohlelo lomshwalense lomndeni wakho. Kubalulekile futhi ukuqonda eminye yemigomo yomshuwalense wezempilo eyisisekelo, ongafunda kabanzi ngayo healthcare.gov/sbc-glossary/.

Ngenxa yezinye zezithiyo zezokwelapha ezishiwo ngenhla, sibonwa ochwepheshe abahlukahlukene. Nakuba sisenayo i-copay, edonswayo, noma enye imali eyengeziwe esibophezelekile ngayo, inani lemali esilonge ngokuba nomshwalense wezempilo cishe alinakulinganiswa. Engingakwazi neze ukukukala inani lokucindezeleka, ukukhathazeka, nocwaningo lwe-inthanethi obekufanele ngilwenze ukube bengingenawo umshwalense womndeni wami. Siyazi ukuthi uma kunesimo esiphuthumayo sezempilo emndenini wami (ebebaningi baso), asikho isidingo sokungabaza ukuthola ukunakekelwa ngokushesha. Nakuba ngokuvamile kusasibiza ngokuthile, ikakhulukazi uma singakafinyeleli ephaketheni lethu eliphelele onyakeni, kuzosibiza kancane kakhulu ngomshwalense kunangaphandle kwalokho.

Akukhona njalo ngezikhathi zobunzima lapho ngima futhi ngithathe isikhashana ukubonga ngomshwalense. Ngenani lemithi edliwa umndeni wami, sasingavula ikhemisi elincane. Ngokuvamile, le mithi ingabiza amakhulu amaRandi noma ngaphezulu ngaphandle komshwalense. Ama-inhalers, ama-antibiotics, ama-steroid, zonke lezi zinto ezinikeza izingane zami impilo engcono, enethezekile, ngezinye izikhathi zingabiza kakhulu kangangokuthi abantu abaningi abangenawo umshwalense kufanele bayeke ukuzigcwalisa. Ngenxa yokuthi sinomshuwalense, siyakwazi ukutholela amadodana ami imithi efanele uma eyidinga.

Umshwalense ungaba yinto ekhohlisayo ukuyiqonda, enezincazelo eziningi ezahlukene kanye nezimo ezimbi kakhulu/ezinhle kakhulu. Kodwa ngikhuthaza wonke umuntu ukuthi enze ngokufaneleyo uma ebheka ukuthi izinhlelo zabo zomshwalense zihlanganisani. Uma uyilungu le-Colorado Access futhi unemibuzo mayelana nekhava yakho, sinethimba elihle elingakusiza ukuthi likuhambise kuyo yonke imibuzo yakho. Uma udinga usizo lokuthola umhlinzeki owamukela i-Health First Colorado (uhlelo lwe-Colorado Medicaid) noma Uhlelo Lwezempilo Lwezingane plus (CHP+), singasiza futhi ngalokho! Ungasishayela ku-800-511-5010. Silapha ukuze sikusize uqonde izinzuzo zakho futhi sikunikeze ukunakekelwa kwezempilo ngentengo sonke esingakwazi ukuyikhokhela.