Ukwebiwa Kobunikazi: Ukunciphisa Ubungozi

Ngonyaka odlule, ngaba isisulu sokwebiwa kwemininingwane yezimali. Ulwazi lwami oluyimfihlo lusetshenziswe ukubhalisela izinsizakalo zefoni neze-inthanethi esimweni esihlukile, lapho ngithole khona izincwadi zokuqoqwa ezivela kubahlinzeki besevisi. Ubumfihlo bami, amaphuzu esikweletu, ezezimali, kanye nempilo engokomzwelo kube nokuthinteka okukhulu. Kwakuzwakala okomuntu siqu. Ngangithukuthele futhi ngikhungathekile ngokuthi kufanele ngilungise le siphithiphithi. Bekungemnandi njengaleso siqephu se Friends lapho uMonica eba umngane wowesifazane owantshontsha ikhadi lakhe lesikweletu (Lowo one-Fake Monica, S1 E21).

I-Federal Trade Commission ibika ukuthi ithola imibiko yokukhwabanisa eyi-2.2 million evela kubathengi ngo-2020! Futhi kulokho, imibiko eyizigidi ezingu-1.4 yayingenxa yokwebiwa kobunikazi, cishe okuphindwe kabili kunangonyaka ka-2019.*

Ngeke ngisho ukuthi ngiyabonga ngokwenzekile, kodwa ngifunde lukhulu kulokhu okwenzekile. Nawa amanye amathiphu okuthi ungazivikela kanjani wena kanye nobathandayo ekuntshontshweni kobunikazi:

Yazi:

• Funda ngezinhlobo ezahlukene zokwebiwa komazisi (com/privacy-security-fraud/zivikele-izinhlobo-zokweba-identity).
• Thola ukuthi ngabe umqashi wakho unikeza izinsiza zokuvikela umazisi ezigcwele noma ezinesaphulelo. I-Experian nezinye i-ejensi yokubika ngezikweletu zinikela ngezinsizakalo ezikhokhelwayo, njengoba kwenza ezinye izinkampani (com/360-reviews/privacy/identity-theft-protection).
• Buyekeza njalo imibiko yakho yezikweletu - abathengi bangacela imibiko yamahhala yezikweletu kanye ngonyaka (com/index.action).

Vikela imininingwane yakho:

• Qinisekisa ukuthi amaphasiwedi e-akhawunti yakho aqine ngokwanele futhi abuyekezwa njalo. Uma ufana nami futhi uzama ukukhumbula amagama ayimfihlo, bheka isevisi yesiphathi sephasiwedi ehloniphekile.
• Uma usebenzisa amakhompuyutha omphakathi (okungukuthi emtatsheni wezincwadi, esikhumulweni sezindiza, njll.), ungawagcini amagama ayimfihlo akho kanye nolunye ulwazi oluyimfihlo.
• Qaphela imizamo yobugebengu bokweba imininingwane ebucayi (com/blogs/buza-experian/ukugwema-ubugebengu-bobugebengu bokweba imininingwane ebucayi/).
• Unganikezi ulwazi lwakho lomuntu siqu ngocingo.

Qikelela:

• Qoqa imeyili yakho nsuku zonke.
• Hlukanisa amadokhumenti aqukethe imininingwane yomuntu.
• Hlola inketho yokumisa isikweletu sakho futhi ubhalisele izexwayiso zokukhwabanisa (consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts)

Ngethemba ngenhliziyo yonke ukuthi akekho kini oyoke abhekane nokuntshontshelwa imininingwane. Kodwa uma wenza kanjalo, nazi izinyathelo ongazithatha (identitytheft.gov/ –/Steps). Hlala uphephile futhi unempilo!

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*Insiza ye-FTC: ftc.gov/news-events/press-releases/2021/02/new-data-shows-ftc-received-2-2-million-fraud-reports-consumers